GTCoins are points that you earn as a GTBank customer when you carry out financial transactions using the bank’s e-channels, such as 737, our Mobile banking applications and Internet Banking. You also earn GTCoins when you open a new account, reactivate a dormant account or set up a standing instruction for your Child’s SKS account.



Note: GTCoins cannot be converted to cash or transferred to a third party, it can only be used to redeem deals offered by the bank.

Earn GTCoins when you make use of GTBank e-channels for your financial transactions or carry out some banking actions. You can redeem fantastic prizes and amazing giveaways with your accumulated GTCoins. GTCoins are accumulated from the first to the last day of every month and must be used within the month.

Note: Your GTCoins can not be rolled over to the next month

How to Earn GTCoins

You earn GTCoins when you:

  • Buy airtime via 737, Internet Banking or Mobile Banking (5 GTCoins).
  • Transfer funds to another bank via 737, Internet Banking or Mobile Banking (5 GTCoins).
  • Bill payment on 737, Internet Banking and Mobile Banking (5 GTCoins).
  • Naira MasterCard on any POS terminal in Nigeria or website (5 GTCoins).
  • Standing Instruction on SKS account (10 GTCoins).
  • Fund a newly opened or dormant account (10 GTCoins).

Note: You lose GTCoins when you withdraw cash using other Banks’ ATMs.

How to Know the GTCoins Balance

You can find out your GTCoins balance on internet banking or by dialing *737*6*1# from the mobile number registered to your GTBank account. You will also be notified of every GTCoin you earn via your transaction alerts.

Your GTCoins balance is reset at the end of every month, which means that you cannot roll over your unused GTCoins into a new month.

How to Use your GTCoin 

You can use your GTCoins to redeem rewards and special offers. You will be informed of such rewards and offers via SMS, email and transaction alerts. These rewards & offers would only be valid while stock lasts.

That's it people, good luck