PayPal account is an electronic account, which can be used to send money, receive money and also make payment for online transactions. Nigerians are currently restricted from creating a full PayPal Account that can send and receive funds at the same time.

Nigerians can only buy goods Online with their PayPal funds or send it to someone, but cannot receive money from international platforms or even withdraw it.


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The method to be discussed in this article is Lesotho PayPal which is very simple to create and you will get your own valid PayPal account within few minutes.


To create PayPal account in Nigeria is very simple, if you follow the instructions in this article to the brim.

How To Create A PayPal Account That Can Send And Receive Money In Nigeria

As it has been stated above, the method to be discussed in this article is lesotho PayPal method, so follow the instructions below to create your own lesotho PayPal account with ease.

Step 1: Copy and past this URL https://www.paypal.com/ls/webapps/mpp/merchant  and paste in your browser address bar, or click HERE to get started and you will be redirected to the lesotho PayPal website. Scroll down and check to make sure that there is lesotho country logo at the bottom of the page.

NOTE: Make sure that you always use this URL to login after which you have created the lesotho PayPal account.



Step 2: After which you have taken the step in the step 1 above, you will ba taken to a page shown below, then click on "GET STARTED" to create a business PayPal account.


Step 3: You will be asked for your email address, make sure you enter a valid email address.


NOTE: Make sure you use Gmail or custom email, do not use a Yahoo mail.

Step 4: You will be asked for your personal information on the next page, make sure you enter them correctly.


Enter your valid email address, password, business name, the business name can be any name you can use your name in the place of the business name, I used SmartcoreTech as my own business name, so choose yours and proceed, Enter your phone number.

NOTE: make sure you changed the country to Nigeria ( or your country which ever country you're) and input your Nigeria phone number  e.g 8128333856 ( do not start with +234 and omit 0 also)

Enter your your business address, it can be your home address and others just make sure it's valid.




Enter the name of your city/town and proceed to the next step


Leave your primary currency  as US dollars, agree to their terms and conditions and click on agree and continue.

Step 5: After which you have Click on agree and continue, they will ask you more about your business, kindly select INDIVIDUAL.



Step 6: You will be redirected to account holders information page where you will be required to verify who you are.

Kindly Choose Nigeria as your Nationality and input your National ID card number in the required area or use other options like Driver's license and others just make sure you enter tjt number of any identity document that you wanted to use.


Choose your date of birth and click on submit.

A verification mail will be sent to your email address the you used while registering, kindly check the notification on your PayPal account and verify your email address by clicking on the link attached to the mail that PayPal sent to your email.

That's all, you have created a lesotho PayPal account that can send and receive funds in Nigeria.

With this lesotho PayPal account that you have created, you can receive funds and sell it for cash to those who are willing to buy.

But how can you withdraw the PayPal funds directly to your Nigeria bank account, the information is provided below

How To Withdraw PayPal Funds Directly To Nigerian Bank Account

In order to withdraw your PayPal funds to your Nigeria bank account, you have to verify your lesotho PayPal account by Linking and ATM card to the PayPal account.

All the information needed to link your card to your lesotho PayPal account will be provided here.
As I have said earlier that you will need to Link your card to your lesotho PayPal account before you can withdraw your funds in Nigeria.

You cannot just link an ordinary card to the lesotho PayPal account, it won't work.

You have to link a card that can perform credit transaction, in this article I will recommend you to use Africard to verify your lesotho PayPal account.

How can I get an Africard?

In other to obtain an Africard, all you have to do is to go to the nearest UBA bank and request for one.

Note that it's not a must that you have a UBA account before you can own an Africard, Africard is a stand alone card ( Credit card) and you can request for it at anytime either you're using a UBA bank or not.

To get an Africard, you have to go along with your NEPA bill, a valid ID card and passport photograph.

Make sure you tell the UBA customer care representative in charge that you want the Africard to " NGN Internationally high"

That all, an Africard will be issued to you instantly for free of charge, but you have to deposit any amount of money to activate the card.

Now that you have get an Africard you might be thinking on how to link the card with your lesotho PayPal account, don't worry just check the info below.

How To Link An Africard To A Lesotho PayPal Account

Linking an Africard to your lesotho PayPal account is very simple and easier, just follow the steps below and you will be done in no time.

Step 1: Make sure you have at least N1,500 on your Africard.

Step 2: Login to your lesotho PayPal account and click on " link a debit card.

Step 3: Enter your card details appropriately and click done, at this point a sum of $1 will be deducted from your card, this means you have successfully Link your card.

Step 4: Click on verify debit card and another $2 will be deducted, at this point you will see a prompt that is asking you to input a code sent to you.

Step 5: Now check the debit alart sent to you on Africard, within the debit alart details you will see something like  PP*4576CODE, it means 4576 is the code requested for, now input the code in the space provided in your lesotho PayPal account and you will receive a message as shown below


Wait for maximum of 3days for your money to be refunded.

That's all, you can now withdraw your PayPal funds in Nigeria .

Hope you found this article helpful, if you have any question, drop it in the comment box below.

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